Thanks CW, I wasn't sure what I was looking at. I went to the dealer after work knowing that the 20 looks just as good as the 12. The dealer is an hour away so didn't have time to check it out if it wasn't something I wanted in the first place.
Pretty decent gun for the price so picked it up. I also picked up a scope for it. Got home tonight just a couple hours ago and started to clean the storage oil off it and make it really look nice. The first problem I had with it is it doesn't want to break open very easy. Thought I just had to break it in a few times. Half way of mounting my scope and holding it up to make sure my eye relief was good, I felt something in the forend. To my displeasure, the fore end is cracked straight through from one of the screws that hold the rubber interface.

You can see straight through it. This could be the reason why there is some interference from breaking the gun open.
I was planning on shooting this weekend but now get to see how well customer service goes. I am a little disheartened but something I can deall with.
By the way, I have been lurking here for over a year looking at these USH's, thought I would join the club. So where does one pick up a side mounted cocking lever??? The scope is a tad close. Thanks.
Tony